Protection
Home Insurance
Protect Your Property and Everything Inside It
Your home is likely the biggest investment you’ll ever make. Whether you’re a homeowner or a landlord, making sure it’s properly insured is essential.
At Elite Mortgages, we provide friendly, expert advice on home insurance—helping clients across Portadown, Belfast, and throughout Northern Ireland find the right cover for their property and belongings.
What Is Home Insurance?
Home insurance is made up of two key elements:
Buildings Insurance – covers the structure of your home (walls, roof, floors, fitted kitchens, etc.) against damage from fire, flood, storms, subsidence, and more.
Contents Insurance – protects your personal belongings (furniture, electronics, clothing, valuables) against loss, theft, or damage.
You can take out buildings and contents cover separately, or combine them for complete protection.
Who Needs Home Insurance?
You should consider home insurance if you:
Own your home (mortgage or outright)
Are in the process of buying a property
Are a landlord letting out a property
Want peace of mind that your possessions are protected
Need to meet your mortgage lender’s insurance requirements
Why Use Elite Mortgages for Home Insurance?
Access to a comprehensive panel of insurers
Tailored policies for homeowners, landlords, and tenants
Competitive pricing and optional extras (accidental damage, legal cover, etc.)
Support throughout the application and claims process
Local service you can trust—based in Portadown & Belfast
Whether you’re buying your first home or reviewing your current cover, we’ll make sure you’re not underinsured—or overpaying.
What Does It Cover?
Buildings insurance typically includes protection against:
Fire and smoke damage
Storms and floods
Subsidence
Burst pipes and water leaks
Vandalism or vehicle collision
Contents insurance can cover:
Furniture, white goods, and tech
Clothing, jewellery, and valuables
Items temporarily taken outside the home
Accidental damage (if added)
Loss or theft (with optional cover for personal belongings outside the home)
We’ll help you calculate the correct rebuild value for your property and accurately assess your contents’ worth—avoiding gaps in protection.
Get the Cover That’s Right for You
With so many providers and policies available, it’s easy to feel overwhelmed. Our experienced advisers make it simple—helping you protect your home, your belongings, and your peace of mind.